How to Get a Union Bank Miles + Platinum Visa Card

Individuals who frequently travel need a credit card that caters to their way of life. This can include perks, rewards, and promos that cardholders can take advantage of when they travel. This way, they can maximize their savings while availing everything they need. For frequent travelers out there, the Union Bank Miles + Platinum Visa Credit Card is a great choice. It offers 1.5 points for every ₱25 on all your travel-related expenses, while giving you 1 point for every ₱25 on all other spends.

If you wish to redeem points, you can conveniently do so with card’s flexible redemption options. You can convert your points to cash or to PAL Mabuhay Miles or Cebu Pacific GetGo Points. Plus, the points do not expire.

With all the worthwhile offers you can enjoy with this card, you may be wondering how to apply for one. Knowing what you are getting into is a great way to start. Here’s what you need to know about the Union Bank Miles + Platinum Visa Credit Card. Read on.

Union Bank Miles + Platinum Visa Card Application

Union Bank Miles + Platinum Visa Card Features & Benefits

The perks and privileges offered by this card are definitely perfect for frequent travelers. Aside from the points, you can also enjoy complimentary advantages from two airport lounges: SkyView Lounge (NAIA Terminal 3) and Club Manila (NAIA Terminal 1).

You can also avail of travel insurance of up to ₱10 million when you buy flight tickets using the card.

As a Platinum card, this gives you the advantage of a Year-End Account Summary. This way, you can take a look at your spending for the whole year. You can also use the bank’s installment plan, auto-charge facility, and flexible payment options.

Like most credit cards, Union Bank also offers 24/7 customer service, as well as emails for your account statements, and more.

Union Bank Miles + Platinum Visa Card Cons

Before getting the card, make sure to check out its disadvantages. This card does not give users 1.5 points for international cash advances, as it does not qualify as a travel-related expense. So, consider this when making cash advance transactions overseas.

Union Bank Miles + Platinum Visa Card Eligibility

One of the most important things to keep in mind is that the bank has eligibility criteria for applicants. This can include age, residence, employment/income, and expenses details. Your income and expense details can affect your credit limit. Speak to a bank representative to learn more.

How to Apply for a Union Bank Miles + Platinum Visa Card

Interested in getting this card? You can simply head on over to the Union Bank website to fill out the credit card application form. You will need to provide your full legal name and contact information. You will also be required to provide proofs of identity, residence, and income.

Interest, APR & Charges

  • Monthly Effective Interest rate – 3.5%
  • Annual fee – ₱3,000 Principal, ₱1,500 Supplementary
  • Cash advance – 6% of the transaction amount or ₱300 (whichever is higher)
  • Late fee – ₱750
  • Over Limit Fee – ₱500

Bank Address & Contact Details

If you need assistance from the bank’s representatives, you can contact them via phone at (02) 841-8600. You can also get in touch via email at Their head office is located at UnionBank Plaza Bldg., Meralco Ave. corner Onyx St., Ortigas Center, Pasig City.


If you are a frequent traveler, you might want to apply for a Union Bank Miles + Platinum Visa Credit Card. This way, you can enjoy numerous perks and privileges for your travel-related expenses, allowing you to save more while availing more!


Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more.