How to Get a BPI SkyMiles Platinum Mastercard

Frequent travelers know how essential it is to have a reliable credit card on hand. With the BPI SkyMiles Platinum Mastercard, cardholders can get the best of both worlds each time they travel. From earning unlimited miles to exclusive access and experiences, this credit card is designed to cater to jet setters and global travelers.

This BPI credit card highlights the user’s ability to earn miles and even double miles each time they spend. To complete cardholders’ travel essentials, this card also provides complimentary exclusive access to Pacific Club and travel insurance of up to P20 million. The best part? These accumulated miles don’t expire, allowing you to redeem free flights and other travel perks.

Interested in getting a BPI SkyMiles Platinum Mastercard? Check out some of the details below. These guidelines will surely let you in on the benefits of having this credit card.

BPI SkyMiles Platinum Mastercard Application

BPI SkyMiles Platinum Mastercard Features & Benefits

Under this Mastercard-powered credit card, users can earn 1 SkyMile for every Php45 they spend. Meanwhile, cardholders using this card to purchase Delta Air Lines tickets will earn double the miles points for every Php45 spent. This means the more money you spend, the more chances of increasing your earning potential.

The great thing about these SkyMiles is that they do not expire. Moreover, it provides ease of usage and redemption, as miles can easily be transferred from one credit card or user to another.

Miles earned can be used and redeemed in different ways, from purchasing more travel tickets to using miles for travel accommodations and even vacation packages.

Travel insurance also provides peace and security of mind. With coverage of up to Php20 million, you can enjoy your trips knowing you will be taken care of without spending more than your means. Not to mention, you can wait out your flight in the exclusive Pacific Club lounge located in NAIA Terminal 3.

BPI SkyMiles Platinum Mastercard Cons

While this credit card offers a host of exclusive offerings, the downside is that it comes with a relatively high annual income requirement. Its high annual fee of P5,000 may also discourage possible applicants.

BPI SkyMiles Platinum Mastercard Eligibility

Applicants must have a minimum annual income of Php1 million or a monthly income of P80,000 to apply for this credit card. Applicants must also be between the ages of 21 to 60 to apply.

Additional documents may be asked from applicants to prove their profiles. These include having proof of identification, proof of income, employment information, and personal information.

How to Apply for a BPI SkyMiles Platinum Mastercard

To apply for this credit card, individuals may apply online and answer the online application form found on the BPI website. Details such as name, date of birth, and other personal and employment information are required to be disclosed.

Apart from the bank’s online application, interested parties may also apply through a branch near them. Instead of mailing or scanning the documents, they will be required to bring physical copies of their documents.

Interest, APR & Charges

  • Annual Fee – P5,000
  • APR – 3.50% per month
  • Cash Advance Fee – 3% of the cash advance amount or a minimum of P500, whichever is higher
  • Foreign Currency Conversion Fee – 0.85% of the converted amount, plus an additional 1% assessment fee of Mastercard
  • Late Payment Fee – P700 or the value of the minimum amount due, whichever is lower

Bank Address & Contact Details

If you have other concerns or queries, you may reach BPI at 89-100 for those living in Metro Manila or email them at You may also contact them at their main address located at BPI Buendia Center, Sen. Gil Puyat Avenue, Makati City 1209.


The BPI SkyMiles Platinum Mastercard is the ultimate travel credit card that perfectly complements the lifestyle of frequent travelers and global jet setters alike. If you want to experience these unparalleled advantages and free travel insurance coverage, this credit card is definitely worth considering.


Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information.