How To Get A Unionbank Platinum Mastercard

Credit card usage at payment points is no longer the exception, but rather the norm. A credit card can turn out to be a great asset for your everyday spending, provided you understand how to use it to your benefit. 

Every credit card comes with an assortment of features that complement each other and should help you get the most out of your usage. Today we have the Unionbank Platinum Mastercard to discuss and deliberate over. 

Are you a frequent shopper? If yes, then this credit is made for you. We say this because, on every purchase, you will gain 1.5% cashback. Up next we’re going to give you more details about the card like other benefits and fees too. 

How To Get A Unionbank Platinum Mastercard

Key Features of Unionbank Platinum Mastercard

With guaranteed cashback on every purchase, you are saving 1.5% of the money you spend. Furthermore, Unionbank has a global presence so it is not just useful in the Philippines. 

You will also receive a warm welcome at Terminal 1 and 3 of the Ninoy Aquino International Airport (NAIA) as this card gives you free access to lounges. 

This card is a perfect companion for a value-driven customer. If you find value in small savings, this is the card for you. Moreover, you can also avail of insurance benefits and get ahead of others with discounts at selected outlets. 

Pros and Cons of the Unionbank Platinum Mastercard

With your Unionbank Platinum Mastercard, you can use their service that lets you automatically pay your bills. This way, you won’t have to remember every billing date, but only remember one, and that is for the credit card. 

Furthermore, you will get the option to take a cash advance and add an unlimited number of supplementary cards to the main account. 

Everything about your next favorite credit is not all glittery and shiny; there are a few things that you won’t like. One of them is the minimum income requirement to get the card, which is ₱50,000, which is quite hefty. 

Unionbank Platinum Mastercard Fees

  • Annual Fee: ₱3,000
  • Annual Fee (Supplementary Card): ₱1,500
  • Interest Rate: 3.5%per month/year
  • Balance Transfer Rate:
  • Cash Advance Fee: 6% of withdrawal fee or ₱300(whichever is higher)
  • Late Payment Fee: ₱750
  • Foreign Transaction Fee: 2% of the transaction amount
  • Gaming Fee: 5% service fee on the gaming or gambling transactions
  • Return Check Fee: ₱1,500
  • Overlimit Fee: ₱500

Unionbank Platinum Mastercard Eligibility

For every credit card proffered by the Unionbank, some ground rules apply to them either collectively or exclusively. 

For the Unionbank Platinum Mastercard, you need to bet 21 to 60 years as the principal cardholder, and a supplementary cardholder must be 14 to 60 years. 

Income wise, the main account holder must earn a minimum of ₱50,000 per month. In addition to this, the applicant must be a resident of the Philippines and be able to show proof of income. For the retirees, they need to furnish their proof of pension. 

How to Get a Unionbank Platinum Mastercard?

One of the best, easiest, and fastest ways to know your eligibility and get approval for your credit card is applying online. All you have to do is open the online form and fill in your personal, contact, work, and some other details. 

Once you have attached the required documents and given your confirmation, you will receive your response via the provided contact number or email. 

Bank Address and Contact Details

Apart from all these details that provide a complete picture of the credit card, if you want to know more about the bank or the Unionbank Platinum Mastercard, you can get in touch with the bank via the following or visit them at your local branch. 

Head office

Unionbank Plaza, Meralco Ave. cor. 

Onyx St., Ortigas Center, Pasig City


Telephone: (02) 8667-6388

How To Get A Unionbank Platinum Mastercard


The above information should give you a good idea of what the card can offer you. Before deciding on a particular card, research several cards so you know what’s available in the market and can get one best suited to your needs.  

Note: There are risks involved when applying for and using credit products. Ensure you consult the bank’s terms and conditions page before agreeing to anything.