How To Get a BDO ShopMore Mastercard

Made for those who live and breathe luxury, the BDO ShopMore Mastercard is designed to bring individuals access to all the fine things life has to offer. 

After all, it is a shopping credit card that is made in partnership with one of the biggest retail stores in the country, SM.  For people who love seeing their hard-earned money in a tangible form, retail therapy helps. 

Apart from giving more rewards each time you shop, you’ll also get to experience benefits with every purchase. Up next, we have details on the BDO ShopMore Mastercard.  

How To Get a BDO ShopMore Mastercard

Features and Benefits of the BDO ShopMore Mastercard

The BDO ShopMore Mastercard is geared towards individuals who are frequent shoppers at SM stores nationwide. 

Moreover, it is also designed for individuals who want to gain more rewards each time they shop as this comes with a free SM Advantage Card

One of the highlights of this credit card is that it keeps on giving. One such case is giving cardholders access to higher rewards. 

Under this, users can get an additional 0.5 point in addition to the points already earned on their SM Advantage Card

The SM Advantage Card allows cardholders to earn 1 point for every P200 spent in SM Retail Affiliates and partner merchants such as Taal Vista Hotel and Petron. 

More than this, cardholders get to enjoy a whopping 5% rebate during the SM three-day sales for a minimum of P5,000. 

You also get an additional 10% discount may be availed with the help of the SM Advantage Card if cardholders shop within the first 2 hours on the first day of the three-day sale. 

Another benefit of availing this credit card from BDO is the EasyPay Installment feature. Through this program, you can purchase big-ticket items with 0% interest for 3, 6, 9, 12, 24, or 36 months. 

Eligibility and Application

Eligibility requirements for a BDO ShopMore Mastercard include being 21 – 70 years old to apply and must be a Filipino citizen. 

Foreigners may be allowed to get this card provided they have been a permanent resident in the Philippines for the past two years.

Applicants must also have a minimum gross fixed annual income of P180,000 and be a regular employee. 

Interested parties must also have a landline phone and have a residential or office address within the vicinity of the BDO branch they apply at.  

Documents that BDO will require for applicants without an existing credit card include their proof of income such as the latest BIR Form 2316 and the latest full month payslip and proof of identification. 

To apply, individuals can fill out the online application form provided on their website. If approved, the bank will give a credit limit based on your creditworthiness.

Fees of the BDO ShopMore Mastercard

  • Annual Fee – P125 per month for principal cardholders; P62.50 per month for supplementary cardholders (Free membership for the first year)
  • Monthly Interest Rate – 3.50%
  • Late Payment Charge – 5% of the overdue amount or P300 (whichever is higher)
  • Cash Advance Fee – 5% of the amount withdrawn or P300 (whichever is higher)
How To Get a BDO ShopMore Mastercard

Contact Information

For more information, feel free to reach BDO at their Customer Contact Center at 8631-8000 or visit their head office located at 7899 Makati Avenue, Makati City, Philippines. 

The Bottom Line

The BDO ShopMore Mastercard is great for individuals who are frequent shoppers of SM Retail Stores and those who want to get huge savings and rewards in return. 

With this credit card, you can get big rewards points and rebates, giving you savings even while you spend. BDO also has several other cards you can review before settling on the one that is right for you. 

Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information.