How to Get a BDO JCB Platinum Credit Card

Want a more elevated credit card that can suit your lifestyle? Those who want to experience a full suite of exclusive offerings and privileges can get a taste of what that life is like with the BDO JCB Platinum Credit Card. 

Made to complement the luxurious and somewhat fast-paced lifestyle of travelers and the elite, this credit card provides an array of premier services and benefits including VIP airport lounge access to JCB Plaza Lounges.

We’ve looked into the BDO JCB Platinum Credit Card to find out what it’s all about. Up next, you will find details about the features of the card as well as the fees associated with it and how you can apply.  

How to Get a BDO JCB Platinum Credit Card

BDO JCB Platinum Credit Card – Features and Benefits

Made in partnership with Japan’s JCBI and other Japanese brands and establishments, the main highlight of the BDO JCB Platinum Credit Card is to bridge local operations closer to the clientele. 

In furthering this goal, this BDO credit card provides the exclusive privilege of gaining free access to JCB Plaza Lounges in tourist shopping areas across nine major cities around the globe. 

These lounges provide tourist and travel information, assistance for hotel reservations, tours, tickets, and other similar emergencies. Cardholders can also enjoy complimentary WiFi, computer use, and many others

What’s more, cardholders can also enjoy lounge amenities in select airports in Japan, China, Hawaii, Hong Kong, Korea, Singapore, and Thailand. 

In addition, complimentary meals are available from partner restaurants throughout the year. 

Besides this, the BDO JCB Platinum Credit Card offering is also renowned for its Credit Card Points Program. Through this initiative, individuals can earn one point for every P40 spent on your credit card. 

Points earned may be used to redeem travel miles, gift certificates to be used in shopping and dining excursions, and even having the Annual Membership fee waived

True to its name, this BDO card comes with free travel insurance and coverage up to P20 million

Application Process and Eligibility Requirements

Applicants who wish to get the BDO JCB Platinum Credit Card may apply online by filling out the application form found on their website. You can also apply by visiting a branch near you.  

To qualify, individuals must at least be 21 years of age, have proof of income, show their certificate of employment detailing status, and compensation breakdown.

You also need a photocopy of the latest payslip.  Applicants should also provide proof of identification. Meanwhile, foreign applicants are required to show a variety of documents.

Foreign applicants must provide an employment contract or certificate of employment, embassy letter, and photocopy of a valid passport with a resident visa, work permit, and visa.

Rates & Charges

If you wish to avail of this credit card, below are its rates and charges. 

  • Annual Membership Fee – P4,500 (free for the first year)
  • Monthly Effective Interest Rate (MEIR) – 3%
  • Cash Advance Fee – 5% of the amount withdrawn or P500/$10 (whichever is higher)
  • Foreign Exchange Conversion Rate – Assessment fee of 1% and 1.5% of the converted amount
  • Late Payment Charge – 7% of the overdue amount
How to Get a BDO JCB Platinum Credit Card

Contact Information

For more information about this credit card, you can reach the BDO Customer Contact Center at 631-8000 or set up an appointment at the BDO headquarters located at 7899 Makati Avenue, Makati City. 


The BDO JCB Platinum Credit Card offers a wide range of exclusive privileges so you get rewards for the money you spend. You can also check out BDO’s standard cards if travel perks are not important for you.

Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information.