How To Get An AUB Gold Mastercard

With the amount of money required to get through each month, it’s important to take control of your finances. The AUB Gold Mastercard offers the control you need to make sure that your credit card payments are manageable and realistic.

Whether you’re looking for an opportunity to earn Miles for your next trip or you simply want a convenient way to make purchases without having to come up with the whole amount up front, the AUB Gold Mastercard is worth looking into.

Here we’re going to look closer at the features, benefits/disadvantages, fees, eligibility and application process for the AUB Gold Mastercard. To know more about this card, check out the details below.

How To Get An AUB Gold Mastercard

AUB Gold Mastercard Features & Benefits

The most striking feature of the AUB Gold Mastercard is that it allows you as a cardholder to choose when you pay and how much you prefer to pay. This gives you the ability to set your due date whenever you want within the 1st and 30th day of the month. So you can also set your payments depending on your needs.

You can choose from ₱10,000, ₱11,000, ₱12,000, ₱13,000, ₱14,000, ₱15,000, ₱16,000, ₱17,000, ₱18,000 and ₱19,000.

AUB also offers a reward program that allows you to earn 1 point for every ₱20 you spend. You can get supplementary cards without any charges. Moreover, you can enjoy complimentary airport lounge access, while also having the ability to transfer your reward points to the Mabuhay Miles Frequent Flyer Program.

AUB Gold Mastercard Cons

The only disadvantage you will notice is that you can only choose a fixed amount
for your repayments. Paying less than the total amount due will increase your interest and other charges, as well as your repayment period.

AUB Gold Mastercard Eligibility & How to Apply

If you are interested in getting the AUB Gold Mastercard credit card there are eligibility qualifications you need to look out for. For this card, applicants should be 21 to 65 years old, with a monthly income of ₱50,000.

Employed individuals should be regular employees of a registered company or corporation for a minimum period of 1 year. For self-employed individuals, your income must come from a registered business which has been operating profitably for a minimum of 1 year. Licensed professionals should be practising for a minimum of 1 year.

To apply, you need to present all the documents and entries required by the bank. You must also provide your contact details. This includes your mobile phone and an office landline, as well as an email address.

For this credit card application, you must have documentation requirements onhand. This includes a copy of any government-issued ID with photo or your employment ID.

For your income files, present your latest ITR (form 2316), certificate of employment/ compensation or your latest payslip (1 month) if employed.

If self-employed, present your IT (form 1701, 1701Q), latest financial statements and DTI registration.

Applications can be made online via the AUB website.

AUB Gold Mastercard Rates & Charges

  • Interest Rate – 2.25% monthly
  • Annual Fee – ₱0
  • Foreign Currency Transaction Service Fee – 1% service fee and Mastercard’s
    Issuer Cross Border and Currency Conversion Assessment Fees
  • Late Payment Fee – ₱700 or the unpaid minimum amount due (whichever is

AUB Address & Contact

Address: Joy-Nostalg Center, 17 ADB Ave., Ortigas Center, Pasig

You can get in touch with the bank by sending in an inquiry form through their website. It also has a customer service hotline which you can call at AUB-8888 or 282-8888. For emails, you can send your queries to


The AUB Gold Mastercard gives you more control over your finances. With such an ability, working individuals like you can manage your expenses and payments with much more ease. Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information.